Loans

Deposits

• Business Term Loans
• SBA Loans
• Lines of Credit
• Real Estate Mortgages
• Business Charge Cards

• Checking Accounts
• Savings & Money Market
• Certificate of Deposit
• CDARS
• Health Savings Accounts

Cash Management

• Online Banking
• ACH Service
• Courier Service
• Loan Sweep

• Merchant Services
• Lockbox Services
• Wires
• Positive Pay

Loans

Deposits

• Home Mortgages
• Home Equity Loans
• Car & Truck Loans
• RV/Boat Loans
• Charge Cards

• Checking Accounts
• Savings & Money Market Accounts
• Certificate of Deposit
• Individual Retirement Accounts
• CDARS
• Health Savings Accounts

Main Office

• Location
• Lobby Hours

• Contact Information
• ATM and Night Drop

Downtown Bay City Office

State Street Office

• Location
• Lobby Hours
• Contact Information
• ATM and Night Drop

• Location
• Lobby Hours
• Contact Information
• ATM and Night Drop

About Us

• In town. In touch
• Executive Management & Board of Directors
• Newsletter
• Press Releases
• RUBY Award