We all have long-term goals. The secret to meeting them is to make sure we have a long-term financial plan to make them happen.

That means ways to structure your long-term savings that best meet your needs. And a
partner who understands those needs.

A partner like 1st State Bank.

Based locally. Owned by local businesspeople. And run by people with decades of experience serving the banking needs of people in the Tri-County area.

Offering you several options in certificate of deposit and individual retirement accounts.
Because we have only one goal: making sure you meet yours.

CERTIFICATES OF DEPOSIT
The CD has become the safe, secure and easy way to set aside fixed amounts for fixed periods of time — and earn better interest than a standard savings account. 1st State’s CDs offer competitive rates and terms to meet your needs.
• Maturities from 31 days to 10 years
• Increments starting at only $500
• Competitive rates

IRA CD
This offers the best of both worlds. Like an IRA, it offers you a tax benefit for long-term savings. Like our CD, you can buy in increments starting at only $500.
• Terms from 1 year to 10 years
• Competitive rates

IRA
The Individual Retirement Account has become one of the most popular — and easiest — ways for you to save money tax-free for your retirement. You can open an account with a small balance and make regular deposits over the course of years, allowing you to fund it on your terms.
• Competitive rates

IN TOWN. IN TOUCH.
A second home ... a travel-filled retirement ... we all have long term plans. It’s our job to make sure yours happen. Let’s get started today. Call or visit 1st State Bank or e-mail to fulfill yours.