Your checking account is your workhorse. It’s how you pay most of your bills, make everyday purchases and keep funds readily available. It’s the money that’s close at hand when you need it.

So you should be working with a bank that’s close at hand. And they don’t get any closer than us.

Based locally. Owned by local businesspeople. And run by people with decades of experience serving the banking needs of people in the Tri-County area.

Offering you several options in personal checking accounts. To make sure your money
is there when you need it ... just like we are.

FREE CHECKING
It’s the standard, no-frills checking account ... but it’s absolutely free. Perfect if you use your checking account as a short-term place to keep your bill-paying, shopping dollars.
• No monthly maintenance fee
• No minimum balance
• Direct deposit available
• No fees to use 1st State’s ATM
• Debit card
• Online and telephone banking convenience

CHECKING WITH INTEREST
If you need ready access to a checking account but want to earn interest on it in the meantime, this is the account for you. It offers:
• No monthly service charge
• Competitive interest rates
• Personal overdraft line of credit protection
• Direct deposit available
• No fees to use 1st State’s ATM
• Debit card
• Online and telephone banking convenience

VIP INTEREST CHECKING
If you need a checking account and can maintain a higher minimum balance, this account offers a premium interest rate.
• No monthly service charge if you maintain a monthly minimum balance of $10,000
• Competitive interest rate
• Personal overdraft line of credit protection
• Direct deposit available
• No fees to use 1st State’s ATM
• Debit card
• Online and telephone banking convenience

IN TOWN. IN TOUCH.
It’s your money. It’s your life. It’s our job to make sure they work together just the way you want them to. Call or visit 1st State Bank or e-mail today to find out how we can make it happen for you.