You borrow money for the important things in life. Your home, home improvements,
college educations, automobiles ... things that help you live the life you've always
dreamed of.

So, when it comes to loans for the important things in your life, it’s understandable that
you might want to work face-to-face with your banking professional ... and work with a bank in your own back yard. That’s 1st State Bank. Based right here in the Tri-County area. Owned and run by local businesspeople. With decades of experience serving the personal banking needs of people like you. Offering you just about everything you need in personal lending ... including a chance to meet your lender in person.

PERSONAL LOANS
For the necessities of life. For life's little extras. And for the unexpected. Personal loans give you freedom and peace of mind. Our rates are competitive and we work with you to create repayment terms that fit your needs.
• Auto loans — competitive rates on both new and used vehicles
• Recreational vehicles — boats, RVs, snowmobiles, motorcycles
• College tuition
• Home improvement
• Medical, dental or other unexpected expenses

MORTGAGES
Your home: it's a big investment. Probably the biggest you’ll ever make. We understand that. We’re homeowners as well as banking professionals. We understand the need for the right mortgage to fit your career, your family and your life.
• Competitive rates
• Conventional fixed rate programs
• Adjustable rate mortgages
• Construction loans
• 15-, 20-, 30-year terms
• Low payment no interest options

HOME EQUITY LINE OF CREDIT
The most convenient, cost effective way to tap into your home’s equity. It's your money. Shouldn’t you have access to it when you need it ... no questions asked?
• Revolving line of credit secured by your equity
• Easy access
• Low rates
• Unlike credit cards, interest may be tax deductible*
*Consult your tax advisor regarding deductibility of interest.

IN TOWN. IN TOUCH.
You can live the life you've always dreamed. And, we’re right here to help. Call or visit 1st State Bank or e-mail to get started.