Business Checking


At 1st State Bank, our Business Checking is simple and straightforward. It’s the perfect account for companies with all levels of checking account activity

  • No minimum activity charge
  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited items allowed*

*Items include checks paid and other debits, deposits and other credits, and checks deposited


Where would you like to do your banking?
Our place or yours?


1st State Bank  has options that make banking easy. Wherever you are. It’s our way of staying in touch, wherever you are in town.


1st State Bank Sm Logo   One of our five offices in Saginaw, Bay City & Midland

radiation-297286_640   Scan deposits from your desktop with Remote Deposit

car-295484_640   Our courier deposit pickup service

monitor-312382_640   Online


Specialty Checking Accounts


IOLTA Checking

1st State Bank offers a no fee IOLTA Checking to attorneys and law firms. Let us help simplify your bookkeeping. Our IOLTA account is recognized by the Michigan State Bar Association.