bluehouseAt 1st State Bank, we offer a wide range of innovative mortgage options, so that whether you are a first time home buyer or an experienced homeowner, we have options that will work for you.


  • Fixed Rate Mortgages  

           – Down payments as low as 3%
           – 97% loan-to-value

  • Home Equity Lines & Loans
  • Purchase/Rehab Loans

           – Down payments as low as 5%
           – Add in rehab costs to the purchase price

  • Construction Loans

           – Loans available both during construction and after completionsold


Our Programs Offer

  • Affordable interest rates
  • Reduced closing costs
  • Local decision making
  • Quick turnaround times (In-house processing)



Mortgage Officers

Debra Mazur, Mortgage Loan Officer
(989) 596-0853 |NMLS #529640 | E-Mail
Dennis Dinauer, Mortgage Loan Officer
(989) 596-0857 | NMLS #529641 | E-Mail
Dean Anderson, Mortgage Loan Officer
(989) 596-0851 | NMLS #502441 | E-Mail




For more information, visit any of our Banking Offices or please Contact Us.