Personal Checking

 

In Town Club Checking

For customers that value a banking relationship.

  • Checking with interest
  • .75% discount on standard personal loan rates
  • $100 off mortgage closing cost
  • .25% bonus rate on our standard certificate of deposit rates
  • 6 free transactions per month at non-1st State Bank ATMs
  • Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received.

Our In Town Club has no monthly charge, provided you have one of the following:

  • A minimum average monthly balance of $1,000
  • Direct deposit
  • An automatic payment from a 1st State Bank account

There is a monthly maintenance charge of $10.00 if none of the condition are met.

 

Free Checking

Our basic no frills checking account

  • No monthly maintenance fee
  • No minimum balance requirement
  • 6 free transactions per month at non-1st State Bank ATMs
  • Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received.

 

HSA Checking (Health Savings Account)

This account is for you if you are using an HSA compatible healthcare plan and need to manage your HSA money.

  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited transaction allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received
  • Competitive tiered interest rates.